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MAJORITY VISA® CREDIT CARD

A secured credit card that empowers you to build credit in the U.S. 

  • No credit history required
  • Build trust with a security deposit
  • Boost your credit limit with on-time payments 

Apply today

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Apply to the MAJORITY Visa Credit Card with no credit history or SSN

SECURITY DEPOSIT

Build trust with a security deposit as low as $200

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Boost your credit limit by 5% with monthly on-time payments*

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Build credit history with credit bureau reporting, even without an SSN**

BUILDING YOUR CREDIT HISTORY OPENS DOORS

The MAJORITY Visa® Credit Card is the first step toward your financial goals in the U.S. A good credit history can help you get better loans to buy a car or even a house of your own! 

Apply today

The MAJORITY Visa® Credit Card

is your starting point

Our secured credit card empowers you to build credit without an SSN or credit history. Upon approval, you can make a security deposit, which will be your initial credit limit and will be held as collateral when you open a MAJORITY Visa® Credit Card. 

Apply today

BUILD TRUST WITH A SECURITY DEPOSIT

Your security deposit is your money safely held in a collateral account.

This will be your initial credit limit – remember, your limit can grow every month with on-time payments with our Boost feature.

Apply today

INCREASE YOUR CREDIT LIMIT WITH BOOST

The MAJORITY Visa® Credit Card allows you to go beyond your security deposit with our Boost feature* 

You can increase your credit limit by 5% with on-time monthly payments.

Apply today

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.


The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.


Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/


The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.


*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.


**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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MAJORITY, 128 NW 28th Street, Suite 604, Miami, FL 33127