How much does it cost to send money with MAJORITY?

MAJORITY members enjoy low-cost international money transfers. Membership costs $5.99/month and includes unlimited transfers, mobile banking, a secured credit card, international calling (with unlimited free calling to 30+ countries), and more. You'll always see the exchange rate upfront before confirming your transfer.

How long does an international money transfer take?

Transfer speeds depend on the destination country and delivery method. Instant local payment methods in select countries arrive in minutes. Mobile wallet transfers typically arrive in minutes to hours. Cash pickup is usually available the same day. Bank transfers take 30 minutes to 5 days depending on the destination country and banking system.

To which countries can I send money with MAJORITY?

You can send money to 33 countries worldwide with MAJORITY. Popular destinations include Colombia, Mexico, Honduras, Guatemala, Venezuela, Nicaragua, Ecuador, Brazil, El Salvador, Chile, Peru, Dominican Republic, Argentina, Philippines, India, and many more. Each country offers different delivery methods like bank transfer, cash pickup, mobile wallets, or instant payment methods.

What delivery methods are available for international money transfers?

MAJORITY offers multiple delivery methods depending on the destination country: Bank Transfer - Send directly to bank accounts (30 minutes to 5 days). Cash Pickup - Recipients collect cash at participating locations (same day). Mobile Wallets - Send to digital wallets like Nequi, Daviplata, GCash, and others (minutes to hours). Instant Payment Methods - Available in select countries (minutes). Available methods vary by country.

Is it safe to send money with MAJORITY?

Yes, MAJORITY uses bank-level encryption and is fully regulated as a financial services provider. Your money and personal information are protected with industry-standard security measures. MAJORITY is licensed and complies with all applicable financial regulations in the United States and destination countries.

Do I need to be a MAJORITY member to send money?

Yes, international money transfers are available to MAJORITY members. Membership costs $5.99/month and includes unlimited international transfers with low costs, a mobile bank account, a secured credit card to build credit, international calling (with unlimited free calling to 30+ countries), and community benefits. Download the MAJORITY app for iOS or Android to get started.

What information do I need to send money internationally?

To send money internationally, you'll need: Your recipient's full name (as it appears on their ID), the destination country, the delivery method (bank transfer, cash pickup, mobile wallet, or instant payment methods), and recipient details based on delivery method: bank account number and bank name for bank transfers, mobile wallet phone number for mobile wallet transfers, or instant payment method credentials for instant transfers. Cash pickup requires the recipient's ID for collection.

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About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127