PRIVACY POLICY

WHAT DO MAJORITY USA, LLC AND MAJORITY PAYMENT SERVICES LLC DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. This privacy policy applies to Majority USA, LLC and Majority Payment Services (collectively “Majority”).
What?	The types of personal information we collect and share depend on the product or service you have with us or have given us permission to access. This information can include: Registration and account information (e.g. name, address, DOB, phone number, ID, social security number) Device and connection information (e.g. hardware model, operating system, app version, browser information, mobile network, device ID, IP address, internet service provider) Activity and usage information (e.g. how you use the app, app settings, usage frequency, services utilized) Location information Customer support and social media (e.g. your correspondence with us through these channels) Device contact lists
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Majority chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. This privacy policy applies to Majority USA, LLC and Majority Payment Services (collectively “Majority”).

What?

The types of personal information we collect and share depend on the product or service you have with us or have given us permission to access. This information can include:

Registration and account information (e.g. name, address, DOB, phone number, ID, social security number)
Device and connection information (e.g. hardware model, operating system, app version, browser information, mobile network, device ID, IP address, internet service provider)
Activity and usage information (e.g. how you use the app, app settings, usage frequency, services utilized)
Location information
Customer support and social media (e.g. your correspondence with us through these channels)
Device contact lists

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Majority chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Majority share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don’t share this information.
For our affiliates to market to you	No	We don’t share this information.
For nonaffiliates to market to you	No	We don’t share this information.

Questions?	Call 1-855-553-3388 or email us at [email protected].

Who we are
Who is providing this notice?	Majority USA, LLC and Majority Payment Services LLC (collectively “Majority”)
What we do
How does Majority protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Majority collect my personal information?	We collect your personal information, for example, when you: open an account or deposit money use your Majority Visa® prepaid debit card use the Majority app We also collect your personal information from others, such as credit bureaus, data providers, affiliates, identity verification service providers or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a “Majority” name
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include service providers who help to service your account.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Joint marketing partners include financial companies and banks.
Other important information
California Residents: We will not share information we collect about you with nonaffiliated companies. We may share your information as required or permitted by law. Nevada Residents: Nevada State law requires that we provide residents with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone: 702.486.3132; Email: [email protected]. Vermont Residents: If your account has a Vermont mailing address, we will not share personal information we collect about you with non-affiliates unless the law allows or you provide authorization. We may transfer personal information to other countries, for example, for customer service or to process transactions.

Date last revised: July 19, 2023

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. (“Axiom”), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127