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Mobile banking without SSN

We're making banking more accessible. Open an account with a passport, matrícula consular, or other government-issued ID if you don't have an SSN.

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*The MAJORITY app facilitates banking services through Axiom Bank N.A., Member FDIC.

Majority Account

Get an account without SSN

Whatever your citizenship, everyone deserves access to basic financial services. Open a MAJORITY account even without an SSN, and get the MAJORITY Visa® Debit Card with a MAJORITY membership ($6.99/mo). Simply verify your identity with a government-issued ID, such as a passport or a national ID from your home country. You don't need an SSN or ITIN to open your account.

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Majority Account

Do I need to be a US citizen to open an account?

No. We believe in personality over nationality, which is why we welcome citizens and non-citizens alike. Simply verify your information with a government-issued ID to unlock the full money-saving benefits of our all-in-one mobile banking app. No extra costs to open an account or special in-person appointments required.

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Majority Account

No SSN? No problem

Here are some of the documents you can use to verify your identity:

  • Valid passport
  • Mexican matrícula consular
  • Driver’s license
  • State ID
  • Immigration ID or residence permit
  • Other government-issued ID with photo

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WHY PEOPLE TRUST MAJORITY

FAQ

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The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured. MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.


The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 100 S. Charles Street, Tower 1, Suite 5300, Baltimore, MD 21201, phone 888-784-0136.


Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/


The MAJORITY Visa® Secured Credit Card is issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.


*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.


**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

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MAJORITY, 128 NW 28th Street, Suite 604, Miami, FL 33127