What do I need to open an account with MAJORITY?

You only need a valid ID and a phone number. No SSN is required to open an account.

How can I get help with my MAJORITY account?

You can contact our customer service team through the chat in the app or via email. We are available to assist you in Spanish or English.

Can I send money to other countries from the United States?

Yes, you can send money quickly and securely to several countries, with low fees and no hidden charges.

Which countries are included in MAJORITY international calling?

MAJORITY includes international calls to over 20 countries, including Mexico, El Salvador, Honduras, Guatemala, and more.

How does the MAJORITY account work in the United States?

MAJORITY offers you a bank account without requiring you to have an SSN. It is ideal for immigrants in the United States. It includes a VISA® debit card and allows you to make transfers and international calls.

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MOBILE BANKING FOR

the ambitious

Get banked in the U.S. with your passport or any valid ID from your home country. Plus, enjoy savings on money transfers, top-ups, and international calls.

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All-in-one membership

Only $6.99/month

MAJORITY Visa® Debit Card without SSN
No MAJORITY fee on bank transfers to most countries
MAJORITY Visa® Credit Card with a security deposit
Mobile top-ups to other countries
Unlimited international calls

GET ACCESS TO

BANKING IN THE U.S.

Open an account with an international ID or passport and get a Visa® Debit Card, included. No minimum balances, no hidden fees.

FDIC insurance provided by Axiom Bank, N.A.

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SEND MONEY

INTERNATIONALLY

Send money abroad at competitive exchange rates. Transparent fees make us cheaper than traditional banks, and our transfers are just as fast and secure.

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BUILD CREDIT

Start building credit with your MAJORITY Visa® Credit Card and increase your limit by up to 5% each month when you make on-time payments.

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PAY AND RECIEVE

MONEY INSTANTLY

The instant, easy way to pay and receive money from anyone using MAJORITY Pay. Fee-free between MAJORITY members.

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HOW IT WORKS

Download the MAJORITY app

Open your account in minutes.

Add money to your account

Fund your account using your debit card, bank deposit, cash deposit, and more.

Add digital card while waiting for physical

Activate your digital instantly and start earning cashback.

Start using our services

Use your MAJORITY account to send money internationally, earn cashback, and more.

WHY PEOPLE TRUST MAJORITY

App

About

The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. The MAJORITY Visa® debit card is also issued by Axiom pursuant to a license from Visa U.S.A. Inc. Non-deposit products and services such as money transfers and telecom services are not FDIC-insured.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

Services may be provided by Majority Payment Services LLC (NMLS # 1991596). This licensed company may be verified through the NMLS consumer access website: https://www.nmlsconsumeraccess.org/

The MAJORITY Visa® Credit Card is issued by WebBank, member FDIC, pursuant to a license from VISA U.S.A. Inc. MAJORITY is not a bank or lender and is a technology company. Joining the waitlist does not constitute an application for credit and does not affect your eligibility or approval status. An application must be submitted to be considered for the card. Eligibility requirements apply, including but not limited to income and expense requirements, keeping your MAJORITY account in good standing, and establishing a security deposit account.

*Boost amount (i.e., the amount of the credit line increase) is up to 5% of the monthly on-time payment of at least the minimum payment due and is subject to other terms and conditions, including but not limited to an ability to repay check and a monthly cap in the credit card agreement.

**We report account information to one or more credit reporting agencies. Both positive and negative payment history impact your credit score. The impact of payment history on credit bureau scoring models will vary. Making on-time payments may help to build a credit profile for consumers without existing debt. Failure to make on-time payments will result in a negative history reported to credit reporting agencies and may negatively impact your credit score.

MAJORITY, 128 NW 28th Street, Suite 604, Miami, FL 33127