SEND MONEY TO INDIA

Message MAJORITY on WhatsApp with nothing to download, or open the MAJORITY app and select Money transfers. A guided chat or the app takes you through it: choose India, enter your amount, and add your recipient's name, bank, and account number. You see the live USD-to-INR rate, the delivery estimate, and any fee before you confirm.

With a MAJORITY membership ($6.99/month), you send with a $0 transfer fee. Without a membership, sending on WhatsApp costs a flat $1.99 per transfer. Either way, you see the exchange rate and any fee before you confirm. MAJORITY earns money on the foreign exchange rate on all transfers. Additional fees may apply if cash-pickup is selected, or the receiving country imposes additional taxes or fees.

Both work, and the difference is price and setup. On WhatsApp you pay $1.99 per transfer with nothing to download and no ID to upload, so it suits a one-off transfer. With a membership in the app you send to India with a $0 transfer fee, and you get your full MAJORITY account, saved recipients, and your transfer history in one place. In both cases you see the rate and any fee before you confirm.

Yes. You send through MAJORITY, an authorized money transfer service, not a person-to-person payment to a stranger. Transfers are encrypted and handled by licensed partners, and you confirm the amount and the rate before the money is sent. Money transfer services are not FDIC insured.

No SSN required. You open your MAJORITY account with a passport or other approved government-issued ID and proof of US residency, then send money to India. On WhatsApp there's no ID to upload: you confirm a few personal details and your identity is verified as you send. Additional onboarding questions may apply for customers with no SSN.

Most bank deposits to India arrive within minutes, and nearly all arrive within the hour. In the last 90 days every completed transfer landed within a day. You see the delivery estimate before you confirm, and delivery times vary by receiving bank.

A bank deposit straight to their account. Our members most often send to State Bank of India, HDFC Bank, Kotak Mahindra Bank, ICICI Bank, Bank of Baroda, Punjab National Bank, Axis Bank, Canara Bank, and Union Bank of India, and we reach other banks across India too. Bank deposit is the way money arrives in India today. Confirm your recipient's bank in the app before you send, because available options can change.

Their full name as it appears at their bank, the bank they hold the account with, and their Indian bank account number. You pick their bank from a list in the app, and a phone number for your recipient so they can be reached about the transfer. You do not need their Aadhaar or PAN number.

You get the live USD-to-INR rate shown in the app or the WhatsApp chat at the moment you send, and you see it before you confirm along with any fee and the exact amount in rupees your family receives. Rates move during the day, so the number you see at confirmation is the one that applies. MAJORITY earns money on the foreign exchange rate on all transfers.

You see your available limit in the app or in the WhatsApp chat before you send, and it depends on your account, how long you have been with MAJORITY, and the details you have verified. Transfer limits apply and vary per user.