To send money on WhatsApp you need an approved government-issued ID, your recipient's payout details for the destination, and a way to pay. Accepted IDs include a passport or a US driver's license. No Social Security number is required to open a MAJORITY account or to send. You see our competitive exchange rate and any fee before you send.
What you need to get started
- An approved government-issued ID, such as a passport, a US driver's license, or another approved government-issued ID.
- Your recipient's payout details for the destination, such as their bank account, mobile wallet, or cash pickup details.
- The amount you want to send and the destination country.
- A way to pay, which you confirm before the money goes out.
Accepted IDs and the no-SSN rule
You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license. No Social Security number is required. Another approved government-issued ID can also work. If you send without the app, you complete a light identity check with your name, date of birth, email, and address instead of full account signup.
| Requirement | Member app path | No-app path |
|---|---|---|
| ID | Approved government-issued ID at signup | Light identity check: name, date of birth, email, and address |
| SSN | Not required | Not required |
| Recipient details | Payout details for the destination | Payout details for the destination |
| MAJORITY transfer fee | $0, included with Plus | $1.99 per transfer |
What your recipient needs
Your recipient needs the payout details for how they want to receive the money in the destination country. That can be a bank account number for a deposit, a mobile wallet number, or the name and details for a cash pickup. The options depend on the destination country, so check the MAJORITY send money page for what is supported where you are sending.
What it costs
Sending money on WhatsApp is included with a MAJORITY membership, so you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Other fees may apply: cash pickup may carry a fee depending on the destination country. For current pricing, see the MAJORITY send money page. You always see our competitive exchange rate and any fee before you send. For a fuller breakdown, see What it really costs to send money on WhatsApp.
Frequently asked questions
What ID do I need to send money on WhatsApp?
You can use a passport, a US driver's license, or another approved government-issued ID. The same ID lets you open a MAJORITY account and send money.
Do I need a Social Security number to send money on WhatsApp?
No. You can open a MAJORITY account and send money with an international government-issued ID, such as a passport or a US driver's license. No Social Security number is required.
What does my recipient need?
Your recipient needs their payout details for the destination, such as a bank account, a mobile wallet, or cash pickup details. The options depend on the destination country.
What does it cost to send?
With a MAJORITY membership, you pay a $0 MAJORITY transfer fee. Sending on WhatsApp without a membership is $1.99 per transfer. Cash pickup may carry a fee depending on the destination country. You see our competitive exchange rate and any fee before you send.
Can I send without downloading the app?
Yes. A guided WhatsApp chat takes you to a quick web checkout, where you complete a light identity check with your name, date of birth, email, and address. See Send money on WhatsApp without the app.
What information goes into the light identity check?
For the no-app path you provide your name, date of birth, email, and address. No Social Security number is required.
Related resources
- How to send money on WhatsApp with MAJORITY
- Send money on WhatsApp without the app
- Is it safe to send money on WhatsApp?
Disclosures
The MAJORITY app facilitates banking services through Axiom Bank, N.A. ("Axiom"), Member FDIC. The funds deposited in the account held at Axiom, Member FDIC, are FDIC-insured on a pass-through basis up to $250,000 per depositor in the event Axiom fails and subject to the satisfaction of certain conditions. Non-deposit products or services such as money transfers and telecom services are not FDIC-insured.
These services are not FDIC-insured.
MAJORITY earns money on the foreign exchange rate on all transfers.
Transfer limits apply and vary per member.
MAJORITY Visa® Debit Card is issued by Axiom Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.