Cash in on no-fee ATMs

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Cash in on no-fee ATMs

Cash in on no-fee ATMs

Enjoy access to 55,000+ surcharge-free ATMS with MAJORITY

It has happened to all of us. You go to pay for a coffee, but the cafe does not accept card payments. They suggest you use the ATM around the corner to take out cash, but when you get there, you realize you will be charged a withdrawal fee.

Now, your coffee, which should have only been $2.50, will cost you more than twice that if you include the fee you were charged to take out cash.

That’s frustrating.

It shouldn’t cost you money to access your money. It’s that plain and simple.

Yet, ATM fees to withdraw your own money are increasing annually. Many banks are charging an all-time high. The average ATM surcharge is $2.97. However, the average out-of-network fee is much higher at $4.69.

It’s time to stop paying ATM fees

Now, it’s easier to avoid paying high ATM fees when you use your MAJORITY card to take out money from one of our in-network no-fee ATMs.

Don’t worry, we give you 55,000+ ATMs to choose from! So, whether you need cash at the local grocery store or while you’re away on vacation, there’s bound to be a no-fee ATM near you!

Why do most banks charge ATM fees?

If you think about it, a lot goes into maintaining an ATM, making sure it works properly, and storing the money.

That’s why most banks charge a fee.

However, most banks or ATM owners also add a small profit for themselves on that fee. That’s why year after year, ATM surcharges continue to rise.

Common ATM fees

If you’re not careful, something as simple as taking out cash can cost a lot of money.

It’s good to know that there are different kinds of fees that ATMs can charge. So, sometimes you can be charged multiple fees for one transaction.

ATM operator’s fee: If you are using an ATM that is outside of your bank’s network, the ATM will usually notify you of a usage fee that is charged by the bank or operator of the ATM. Banks will charge anywhere up to $3.50 per transaction, but non-bank operators often charge much more. Some ATMs can charge up to even $10

Your banks out-of-network fee: If you use an ATM operated by another bank or operator, your bank may charge you an additional fee. This fee is usually hidden, and the ATM will not inform you of it when you are withdrawing money. Banks will charge you this because you are not using one of their approved ATMs. Consult with your bank if you’re not sure what they will charge you to use an out-of-network ATM.


Sometimes, you can be charged both of these ATM fees at the same time! If you are using your debit card to withdraw money from another bank or operator, you could be charged both the ATM operator fee and the out-of-network fee.

That’s a lot of money to spend to take out the money that rightfully belongs to you.

How to do an ATM withdrawal for free

With your MAJORITY membership, you get instant access to all of our fee-free ATMs so you don’t have to do anything! As long as you have money in your MAJORITY account, you’re all set. 

If you need to add money, you can do so by one of many ways—with cash, card, direct deposit, or a bank transfer.

Where to find a surcharge-free ATM near you

To find no-fee ATMs near you, go to Account in your app and then No-fee ATMs nearby. Allow access to your location so we can find an ATM as close to you as possible. Easy, right?

Give it a try, and find your nearest in-network ATM so you can withdraw money with your MAJORITY card without paying any fees!

But, if you still have questions, feel free to contact our customer support. We’re always here to help!

Looking for other ways to save money? The MAJORITY Membership has your wallet’s best interest in mind.

Find out more and get started for free!


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