ESIGN CONSENT

MAJORITY - CONSENT TO USE ELECTRONIC COMMUNCATIONS

For general questions about your Majority Account, contact customer support at [email protected] or 1 (855) 553-3388.

Consent to Use Electronic Communications

You agree to receive notices electronically

You agree to receive electronically all disclosures, terms and conditions, communications, notices, statements, agreements, policies and other documents or information (collectively “Notices”) that we send to you in connection with your Majority Account, Majority Visa® Debit Card or other business you have with us or our partners. You also agree that your electronic signature on agreements and documents has the same effect as if you signed them in ink. This consent applies to this transaction and all future transactions with Majority.

We will provide these Notices to you by posting them on the Majority website, by emailing them to you, by texting them to your mobile device, by alert from the App or by providing them to you inside the App.

Notices may include among other things:

• statements;

• agreements, terms and policies you agree to (e.g., the Axiom Bank, N.A. Debit and Checking Account Agreement and the Majority Privacy Policy), and includes updates to these documents;

• periodic or other disclosures, including prescreened offers, information about promotional financing offers, information about your account such as your interest rate or other disclosures;

• transaction receipts or confirmations – e.g. alerts from the App or emails about transactions;

• other documents we are required to send to you such as tax documents, account changes, or other disclosures.

This consent applies to all Notices we provide to you, even if you have not been approved for a Majority Account or Majority Visa® Debit Card.

Minimum requirements for accessing Majority Notices

You will need:

• a mobile device running the most recent version Apple iOS or the most recent version Android operating system, capable of receiving text messages

• a computer, tablet or similar device with an Internet connection and a current web browser running 128-bit encryption: the current major release of Firefox, Safari, Chrome, or Internet Explorer

• the ability to view Portable Document Format (PDF) files, such as the current version of Adobe Acrobat Reader®.

• a valid email address that will accept emails from Company (if you use a spam filter you will need to ensure that Company’s email address is in your contacts)

• sufficient storage space to save Notices or the capability to print the Notices

How to withdraw your consent

If at any time you wish to withdraw your consent, you can send us your request by emailing [email protected] (please do not use this email for customer support. For general questions about your account email [email protected]) or calling company customer service at 1 (855) 553-3388. If you withdraw your consent, the legal effectiveness, validity or enforceability of prior electronic Notices will not be affected, your account will be closed and you will be able to pay off any balances due under the terms of your agreement.

How to receive paper copies of Majority Notices

You have the right to request any Notice covered by this agreement in paper form within 180 days of the date of the Notice. To receive a paper copy of any Notice that has been previously provided to you electronically, please contact customer service at [email protected]. A fee of $5 may be assessed per document requested in paper form. Future notices will continue to be delivered electronically unless you specifically inform us that you wish to withdraw your consent to receive electronic documents as indicated above.

How to update your information

You agree to keep us informed of any changes to your email address and mobile number so that you can continue to receive all Notices. If your registered email address or mobile number changes, you must notify us of the change immediately by calling us at 1-855-553-3388.

How you agree to this consent to receive electronic Notices

By signing up, you consent to the electronic delivery of all Notices. You cannot open this account without acceptance of these disclosures. You confirm that you have access to a mobile device that can receive text messages and satisfies the requirements outlined above; you have access to email and to a printer, or the ability to download information.  By consenting to electronic delivery you also agree that we will not be providing to you any future Notices in paper form unless specifically requested as discussed above.

You should retain a copy of this disclosure statement and all other disclosures for your records.

You acknowledge that we may amend this policy at any time by posting a revised version on our website. If we make a material change to this policy we will also send you a Notice.