Forget about the overdraft fees

Save up to $35/month* with no overdraft fees!
*According to Consumer Financial Protection Bureau data

Majority Account

The best way to avoid paying overdraft fees

It’s simple. The best way to avoid overdraft fees is to sign up for an account that doesn’t have them. Unlike many traditional banks, we have no overdraft fee. Reason being we don’t think it’s really fair to let you overdraft your account and then charge you for it.

Majority Account

No more hidden fees

Besides no overdraft fees, there’s also no minimum balance fees! Whether you have $1 or $1,000 in your account, we won’t charge you more. It’s your money after all, so keep as much or as little in your account as you’d like.

Majority Account

Compare fees for yourself

When it comes to hidden fees, MAJORITY has none.


Overdraft fee $0
Opening deposit $0
Minimum balance fee $0
Foreign transaction fee $0


Overdraft fee $34.00
Opening deposit N/A
Minimum balance fee $12.00
Foreign transaction fee 3%

Wells Fargo

Overdraft fee $35.00
Opening deposit $25.00
Minimum balance fee $10.00
Foreign transaction fee 3%

Bank of America

Overdraft fee $35.00
Opening deposit $25.00
Minimum balance fee $12.00
Foreign transaction fee 3%

Majority Account

Spend anywhere in the world fee-free

Money doesn’t know borders, so why should your card? No matter where you are in the world, you can use your MAJORITY Visa® Debit Card with no foreign transaction fees. Whether you’re using your card abroad or on international online shops, you won’t be charged an extra fee.

What people are saying


Can I use MAJORITY if I’m not a migrant?

Yes! Everyone is welcome. If any of the features in our app interest you, sign up and give it a try.

Is MAJORITY a bank?

We are a financial membership app, and our services are provided by Sutton Bank, Member FDIC. The signature MAJORITY Visa® Debit Card is also issued by Sutton Bank pursuant to a license from Visa U.S.A. Inc. The card can be used anywhere Visa is accepted!


MAJORITY is the first-ever financial membership built by migrants, for migrants. After signing up, you get an FDIC-insured account with no overdraft fees, a Visa® Debit Card, fee-free money transfers, free and low-cost international calls, and more!

Where is MAJORITY?

We have offices in Houston, Miami, and Stockholm, Sweden. Visit us at MAJORITY Meetup Houston, located in 9801 V Bissonnet Street, Houston, Texas 77036, United States.

Will my money be safe with MAJORITY?

Absolutely. Your MAJORITY account is FDIC-insured, so whether you are in the US or abroad, the money in your account is protected up to $250,000 by the FDIC. Plus, you’ll be able to access your app anywhere, so there’s nothing to worry about.


Majority Account

Get paid early

VISA® Debit card

Local discounts

Money Transfers

Competitive exchange rates

Mobile Top-ups

No fees, instant delivery

International Calling

Best calling rates

Personalized Advisor

Support in your language




To learn more about how we collect and use your information, see our privacy policy

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