Some merchants like restaurants, gas stations, and hotels place a temporary hold on your card when you make a purchase. This temporary hold is often up to 50% larger than your purchase amount. This is a common practice for businesses in the US to confirm your account has sufficient funds.

In your MAJORITY app, temporary holds are shown in your transaction history with a Pending tag.

These temporary holds usually settle in 2-3 days. Once a temporary hold settles, the transaction amount is updated to reflect the correct purchase price. Any unused authorization hold amounts are then automatically refunded to your card.

If you have any questions about pending transactions, you can contact us by opening your MAJORITY app and going to Account > Need help?