If you see an unauthorized transaction in your account, follow these steps to file a dispute:

1. Check common merchants. Follow these links if your dispute is from one of these merchants:

   • Dispute an Apple subscription or purchase

   • Dispute a Google subscription or purchase

   • Dispute an Amazon subscription or purchase

   • Dispute an Uber subscription or purchase

2. Cancel your card. We'll send you a new one for free. In your MAJORITY app, go to Account > Card & Account > Lock your card. After reporting it as lost/stolen, you can request a new card for free.

3. Escalate the transaction. In your MAJORITY app, go to Account > Need help? to initiate a conversation. Select Issue with my Visa Card where you'll see the option to file a dispute. Our team will investigate and resolve the unauthorized charge as quickly as possible. Keep in mind that disputes take up to 45 days to resolve.

   Important: to file a dispute, you must cancel your card and request a new one.

If you need help filing a dispute, you can contact us by opening your MAJORITY app and going to Account > Need help?