Risk Data Analyst

Department:

Customer Operations

Location:

Houston


MAJORITY is an all-in-one mobile banking app and community membership for migrants in the United States. For only $5.99 per month, MAJORITY members gain access to banking services, including an FDIC-insured account and Visa® debit card, cross-border services, such as no-fee money transfers and discounted international calling, to help migrants connect home and support loved ones. 

MAJORITY’s unique community-driven approach also provides members with in-person advisors who can assist in their native language and access to a network of local meet-up spaces, cashback offers, and events. 

With MAJORITY, predatory overdraft, foreign transaction, and minimum balance fees are replaced with a transparent membership fee. MAJORITY was founded in 2019 by a diverse team of banking, fintech, payments, and telecom executives who have been serving migrant communities globally for the last 15+ years. 

We believe that everyone deserves the same opportunity to succeed. Our mission is to provide migrants with the tools they need to thrive in their new country. We are a diverse group of people from over 30 different countries that come together every day and we’re looking for others driven by the same desire to create meaningful products that bridge cultural and geographic distances

MAJORITY is pushing the boundaries of bringing financial inclusion to migrants in the US. At the heart of what we do is to enable people to join MAJORITY that do not have fair access to the banking system and other services today. That puts a lot of emphasis on building the right measures and tools to secure everything from compliance to risk management.
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MAJORITY is looking for a Risk Data Analyst to join our Risk Team in Houston, TX.

As a member of the Risk Team, you will be in a team of hard-working & highly collaborative individuals. Additionally, you will work with colleagues from all over the company, regardless of level, on cross-functional projects. In your role, you will spend the majority of your time focused on the following:

  • Performing data analysis to draw insights from customer behaviors & activity in support of monitoring & reporting.
  • Helping to develop advanced transaction monitoring processes & tools, including machine learning models that detect suspicious activity such as potential fraud or identity theft.
  • Developing internal tools & reports to supplement or reinforce Risk operations 
  • Supporting & improving the customer screening processes (KYC & Sanctions)
  • Leverage data to identify or detect new patterns & behaviors across the majority ecosystem.
  • Developing scripts to detect fraud & potential money laundering, thereby reducing risk exposure.
  • Come up with creative ideas on how to proactively prevent & detect fraud & money laundering
  • Drive data-driven results with a proven ability to achieve both team &  individual goals

 

We are looking for:

  • Someone who has good communication skills (verbal & written)
  • A team player that likes to craft solutions together with others
  • Someone who is detailed & quality-focused
  • The ability to prioritize through multiple projects
  • A high-level execution & adaptability against new processes, environments & technologies
  • Someone that takes initiative and responsibility and sees it through to the end
  • A hardworking, ambitious individual that executes against tight deadlines

 

Requirements:

  • Minimum Bachelor’s degree in relevant fields.
  • Experience in Business intelligence, automation & data/statistical analysis as a Data Analyst, Business intelligence Analyst, or in a similar role
  • Proficiency in Looker or similar tools & SQL
  • Proficiency in Python, financial analysis & data visualization using large data sets
  • Experience in risk management or transactional analysis
  • Experience in the banking or financial industries is preferred but not required. 

We are MAJORITY. We are international, ambitious, kind & inclusive. We believe in equal opportunity & value diversity. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Apply now